India–ADB $126.4 Mn Loan for Sustainable Tourism in Uttarakhand

Government of India and Asian Development Bank (ADB) signed a $126.42 million loan agreement, to promote sustainable and climate-resilient tourism in the Tehri Lake region, Uttarakhand. This supports Uttarakhand Government’s goal of positioning the state as a diversified, all-weather tourism destination.

Key Highlights

  • Project showcases a model of sustainable tourism anchored around Tehri hydropower lake.
  • Adopts a multisector approach: job creation, income diversification, and climate resilience.
  • Location: Tehri Garhwal district, one of the most climate-vulnerable and economically disadvantaged regions.

Who Will Benefit?

  • 87,000+ local residents.
  • 2.7 million annual visitors.
  • Benefits include improved tourism infrastructure, sanitation, waste management, disaster preparedness, and rural livelihood support.

Key Interventions and Features

  • Upgraded Tourism Infrastructure: eco-parks, trails, viewpoints, rest areas.
  • Sanitation & Waste Management: modern systems for tourists and locals.
  • Climate-Resilient Infrastructure: designed to withstand floods, landslides, and disasters.
  • Institutional Strengthening: improved local governance & planning capacity.
  • Nature-Based Solutions: green buffers, catchment restoration to reduce flood & landslide risks.
  • Inclusivity: Universal access features for persons with disabilities.

Special Initiatives:

  • Livelihood Matching Grant Program: supports women, youth, and MSME-led tourism ventures.
  • Women-led Disaster Risk Management (DRM) initiatives in pilot villages.
  • Private sector participation to enhance service quality and job creation.

Promoting Inclusive & Community-Led Tourism

  • Encourages broad-based participation.
  • Women, youth, MSMEs as key drivers of new tourism economy.
  • Shifts focus from seasonal tourism to sustainable, diversified tourism economy.

Alignment with National & Global Goals

  • Digital India & Swachh Bharat Missions → smart sanitation, clean spaces.
  • National Tourism Policy 2022 → sustainable, inclusive, resilient tourism.
  • India’s Climate Goals & Paris Agreement → low-carbon infra, disaster resilience.

Asian Development Bank (ADB)

  • Established: 1966.
  • Headquarters: Manila, Philippines.
  • Members: 68 (49 from Asia-Pacific).
  • Current President (2025): Masatsugu Asakawa (Japan).
  • India: founding member; largest borrower after China & Indonesia.
Tehri Lake & Dam
  • Tehri Lake (Uttarakhand): India’s largest man-made lake, created by the Tehri Dam on Bhagirathi River.
  • One of the tallest dams in the world (260.5 m).
  • Created Tehri Lake, now a hub for water sports & adventure tourism.
  • Hydropower capacity: ~1,000 MW (Stage-I) + additional pumped storage projects.
National Tourism Policy 2022
  • Vision: Make India a world leader in sustainable tourism.
  • Focus areas: green infrastructure, inclusivity, digitalization, MSME participation, resilience against disasters.
Uttarakhand Tourism
  • Known as “Devbhumi” (Land of the Gods).
  • Major circuits: Char Dham Yatra, Valley of Flowers, Jim Corbett National Park, Auli, Tehri Lake.
  • Uttarakhand Tourism Policy: Aims at all-weather tourism, with focus on adventure, wellness, and rural tourism.
  • Challenges: seasonal dependency, climate risks, limited infrastructure.

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