The Government has doubled the Lakhpati Didi initiative target to 6 crore rural women, aiming for completion by March 2029, following the successful achievement of the 3 crore target ahead of the original March 2027 timeline. This initiative, part of the Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM), empowers Self Help Group (SHG) members to achieve a sustainable annual income of ₹1 lakh or more.
About Lakhpati Didi Initiative
| Feature | Details |
| Definition | A Lakhpati Didi is a Self-Help Group (SHG) member with a sustainable annual household income of ₹1,00,000 or more. |
| Parent Scheme | Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) |
| Implementing Ministry | Ministry of Rural Development |
| Coverage | All States and Union Territories (except Chandigarh and Delhi) |
| Target Group | Women members of Self-Help Groups (SHGs) |
| Primary Objective | Empower individual SHG women to earn at least ₹1 lakh per year |
| Income Sustainability Goal | Ensure a sustained average monthly income of ₹10,000 for at least four agricultural seasons and/or business cycles |
| Capacity Development Objective | Promote entrepreneurial capacity, skill development, and financial literacy |
| Convergence Objective | Facilitate convergence with various government schemes and departments for holistic support |
| Implementation Approach | Structured planning, implementation, and monitoring framework |
| Financial Inclusion Measures | Training and capacity building Financial assistance (including seed capital) Bank linkage and credit access |
| Funding Pattern | No separate budget allocation |
| Source of Funding | Funded under existing DAY-NRLM budget |
| Additional Financial Support | Facilitated through bank loans and credit linkages |